As data breaches continue to make headlines, growing numbers of businesses are seeking to manage their cybersecurity risks through insurance. The cyber insurance industry, however, is still in its infancy, with little standardization and even less case law to guide policyholders and their legal advisers. 

As Amy Elizabeth Stewart writes in her recent Texas Lawyer article, Cyber Insurance 2017: 3 Lessons Learned, the small but growing body of case law is nevertheless instructive. She analyzes decisions in three cases: Travelers Prop. Cas. Co. of Am. v. Fed. Recovery Services, Columbia Casualty Co. v. Cottage Health System, and P.F. Chang's China Bistro, Inc. v. Fed. Ins.